A frantic buyer called me recently because their current lender turned them down. To make things worse, it was just 2 weeks before closing! Fortunately, we were able to get it done by using a bank statement program we offer. The clients closed on time and everyone was happy.
Unfortunately, this is becoming a common occurrence. Are you frustrated because another lender turned your buyer down? At Gershman Mortgage, we specialize in finding solutions where others see roadblocks. We understand that every homebuyer’s situation is unique, which is why we offer a range of innovative mortgage programs designed to meet your specific needs.
Here’s how we can help:
Bank Statement Loans: If you’re self-employed or have non-traditional income sources, our Bank Statement Loans allow you to qualify for a mortgage based on your actual income flow rather than just your tax returns.
Non-QM Loans: If you don’t fit the conventional loan mold, our Non-Qualified Mortgage (Non-QM) programs are designed for borrowers with unique circumstances, such as those with complex income streams or credit challenges.
Spot Condo Approvals: Want to buy a condo but struggling with complex condo approval requirements? Our Spot Condo Approval program helps you secure financing for condos that might not be eligible under standard guidelines.
Down Payment Assistance: Don’t let the down payment be a barrier to owning your dream home. Our Down Payment Assistance programs offer various options to help you cover this initial cost and make homeownership more accessible.
The list of programs we offer is extensive. At Gershman Mortgage, we believe in making homeownership possible for everyone. If you’ve been told no by another lender, don’t give up; reach out to us today at 314-221-7797. We’ll work with you and your buyers to find the best solution to get them into their dream home.
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Andy Schoemehl | Vice President |
